"You may delay, but time will not."
— Benjamin Franklin
I once read that the best wait loss program is...NOW! Every action gives cause for a reaction inclusive of no action.
I am not a huge believer in New Year's resolutions as it has been my experience that life just gets in the way of making many of the amplified commitments come true.
However, if you are pondering an action that is necessary at this time, go for it! Make the decision to go for it; call it a New Years Resolution or just A something I need to get accomplishution.